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Description: Credo Reference is a general reference resource with full-text, aggregated content covering every major subject from the world's best publishers of reference.


 

 

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Terms and Concepts

  • Bankruptcy: Topic Page
    In law, settlement of the liabilities of a person or organization wholly or partially unable to meet financial obligations. MORE
  • Bond: Topic Page
    In finance, usually a formal certificate of indebtedness issued in writing by governments or business corporations in return for loans. It bears interest and promises to pay a certain sum of money to the holder after a definite period, usually 10 to 20 years. MORE
  • Cartel: Topic Page
    National or international organization of manufacturers or traders allied by agreement to fix prices, limit supply, divide markets, or to fix quotas for sales, manufacture, or division of profits among the member firms. MORE
  • Central bank: Topic Page
    Financial institution designed to regulate and control the money supply of a nation, with the goal of fostering economic growth without inflation. Although central banking systems have varying levels of autonomy, there is generally a significant level of government control. MORE
  • Contract: Topic Page
    In law, a promise, enforceable by law, to perform or to refrain from performing some specified act. In a general sense, all civil obligations fall under tort or contract law. MORE
  • Copyright: Topic Page
    Right granted by statute to the author or originator of certain literary, artistic, and musical productions whereby for a limited period of time he or she controls the use of the product. MORE
  • Corporation: Topic Page
    In law, organization enjoying legal personality for the purpose of carrying on certain activities. Most corporations are businesses for profit; they are usually organized by three or more subscribers who raise capital for the corporate activities by selling shares of stock. MORE
  • Credit: Topic Page
    Granting of goods, services, or money in return for a promise of future payment. Most credit is accompanied by an interest charge, which usually makes the future payment greater than an immediate payment would have been.
  • Debt: Topic Page
    Something that is owed by a person, organization, or country, usually money, goods, or services. Debt usually occurs as a result of borrowing credit.
  • Embargo: Topic Page
    Prohibition by a country of the departure of ships or certain types of goods from its ports. MORE
  • Income tax: Topic Page
    Assessment levied upon individual or corporate incomes. MORE
  • Interest: Topic Page
    Charge for the use of credit or money, usually figured as a percentage of the principal and computed annually. MORE
  • Labor law: Topic Page
    Legislation dealing with human beings in their capacity as workers or wage earners. MORE
  • Liability: Topic Page
    In law, an obligation of one party to another, usually to compensate financially. MORE
  • Money: Topic Page
    Term that actually refers to two concepts: the abstract unit of account in terms of which the value of goods, services, and obligations can be compared; and anything that is widely established as a means of payment. MORE
  • Patent: Topic Page
    In law, governmental grant of some privilege, property, or authority. Today patent refers to the granting to the inventor of a useful product or process the privilege to exclude others from making that invention. MORE
  • Public relations: Topic Page
    Activities and policies used to create public interest in a person, idea, product, institution, or business establishment. MORE
  • Savings and loan association: Topic Page
    Type of financial institution that was originally created to accept savings from private investors and to provide home mortgage services for the public. MORE
  • Stock exchange: Topic Page
    Organized market for the trading of stocks and bonds (see bond; stock). MORE
  • Tariff: Topic Page
    Tax on imported and, more rarely, exported goods. It is also called a customs duty. MORE
  • Trade union: Topic Page
    Organization of workers that exists to promote and defend the interests of its members, to achieve improved working conditions, and to undertake collective bargaining (negotiating on behalf of its members) with employers MORE
  • Trade: Topic Page
    Traffic in goods. Conducted by gift, barter, or sale, trade is one of the most widespread of all social institutions. MORE

Institutions

  • Bank of England: Topic Page
    Central bank and note-issuing institution of Great Britain. Popularly known as the Old Lady of Threadneedle Street, its main office stands on the street of that name in London. MORE
  • Federal reserve system: Topic Page
    Central banking system of the United States. Established in 1913, it began to operate in Nov., 1914. Its setup, although somewhat altered since its establishment, particularly by the Banking Act of 1935, has remained substantially the same. MORE
  • International Monetary Fund: Topic Page
    (IMF), specialized agency of the United Nations, established in 1945. The organization, using a fund subscribed by the member nations, purchases foreign currencies on application from its members so as to discharge international indebtedness and stabilize exchange rates. MORE
  • Organization of Petroleum Exporting Countries: Topic Page
    (OPEC), multinational organization (est. 1960, formally constituted 1961) that coordinates petroleum policies and economic aid among oil-producing nations. MORE
  • World Trade Organization: Topic Page

    Specialized, rules-based, member-driven agency of the United Nations, world trade monitoring body established in January 1995, on approval of the Final Act of the Uruguay round of the General Agreement on Tariffs and Trade (GATT).
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